Insurance Reconstruction in Flower Mound, TX

Flower Mound has more big trees than most DFW suburbs. That’s a big part of its charm, right up until a spring storm drops a post oak limb through the roof. Tree impact is one of the most common reasons homeowners here end up filing a claim. Wind, hail and the occasional burst pipe round out the list.

When the claim is approved, DFW Restorations Enterprise takes over the rebuild. We work with every insurance carrier and handle the structural, roofing and interior work under one contract.

Insurance Claim

Damage That Goes Beyond the Main House

Lots in Wellington, Bridlewood and the larger properties along Cross Timbers Road tend to be generous, and so is the list of things a storm can hit. Detached garages. Workshops. Pergolas. Long runs of cedar fence. Many homeowners policies treat these as “other structures” with their own coverage limit.

We itemize every one of them separately in our estimate. That way nothing gets lumped in with the house and quietly forgotten later, and your adjuster can see exactly which line belongs to which coverage.

From Fallen Tree to Final Walkthrough

  1. Secure the property with tarps or board-up so rain can’t make things worse.
  2. Check rafters and trusses. A tree strike can crack framing even when the shingles look fine from the yard.
  3. Write a detailed estimate and walk the damage with your adjuster.
  4. Rebuild framing, decking, roofing and any interior ceilings or walls.
  5. Do a final walkthrough together and hand you photos for your records.
File an Insurance Claims

Getting Ahead of Water After a Tree Strike

A hole in the roof is almost never the only issue. Water that gets in during the night melts attic insulation and flows down inside of walls unseen. Prior to patching the damage we dry the house and verify it with moisture readings. Ignoring that step is how mold arises months down the road, and most insurance policies restrict how much they’ll pay for mold.

Custom Homes Need Careful Matching

Plenty of Flower Mound houses are custom or semi-custom builds, with natural stone, stained wood and finishes you won’t find on a big-box shelf. We take our time sourcing materials that blend in. If something truly can’t be matched, we lay out the options for you and your adjuster instead of guessing.

Direct Insurance Billing Restoration

Frequently Asked Questions

Will insurance pay to remove the tree?

Policies vary. Many cover removal when a tree damages an insured structure, usually up to a set limit. Check your declarations page, and we’ll document the impact so your adjuster has what they need.

Yes, for emergency work like tarping or water extraction. Most policies expect you to prevent further damage. Permanent repairs usually wait until the claim is approved.

Yes. Fences, detached garages, sheds and pergolas are part of many Flower Mound rebuilds, and each one gets its own line for your adjuster.

Storm hit your Flower Mound property? Call (214) 227-6390 any time, day or night, and we’ll get your home secured and your rebuild planned.

DFW Restorations Enterprise

850 Northlake Dr., Coppell, TX 75019

202 W Sandy Lake Road, Coppell, TX 75019

Phone: (214) 227-6390 | Email: support@dfwretx.com

Emergency service available 24/7